Havana, Cuba, during a torrential downpour I went out with my camera under a plastic bag with the lens poking through a hole. I got soaked, of course, but it was worth it for shots like these.
a great "in the rain" photo I am trying to do some rain shots too, and maybe I should do the same, put the camera under a plastic bag and then walk around.. or at least stay on a dry place and watch people walking around love this very much ^^